Mobile money for Rwanda
Collect MoMo payments.Settle to your number.
SwiftPay is a payment service for MTN and Airtel mobile money. Your app talks to one API — we handle PalmKash, fees in RWF, webhooks, and payouts.
Collect
Create a payment, process it, and the customer approves on their phone. Collection fee: PalmKash’s charge plus 1%.
Automate
Use API keys and signed webhooks so your backend knows when money lands — no polling required.
Get paid out
Available balance settles to your MoMo number after admin approval.
Fees (RWF)
Collections: PalmKash’s actual charge plus SwiftPay 1%. Payouts: PalmKash’s actual withdraw deduction plus 100 RWF. We never invent the aggregator’s cut.
Gross
10,000 RWF
SwiftPay (1%)
100 RWF + PalmKash
Merchant net
Gross − fees